Who
is a Lender?
A lender is a financial provider. A typical lender usually
offers a wide range of financial services--anything from home mortgages
to car loans to personal checking and savings accounts. A mortgage lender
can be your local bank. And, more often than not, a mortgage lender is
a company that has a contract with your local bank or credit union to
provide that institution's
mortgage services. That's right. The vast majority of the financial
institutions have their mortgage services outsourced to a third party.
Call Now 1-800-480-1560 or Apply
Online!
Why is this important to you?
Cost. Flexibility. Choices. Service.
Because of this relationship, the cost of doing business is passed onto
you--the borrower. Mortgage lenders are also limited to the type of mortgage
products that should be made available to you. Most banks and large lenders
only offer mortgage products for people with good income, good credit
and who have money for a down payment. They are not interested in helping
people find ways to fulfill the American Dream. When working solely with
a mortgage lender, you may be limited to the programs and underwriting
choices their company likes and feels comfortable offering. You are a
number in a numbers game.
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Online!
Who is a mortgage broker?
A mortgage broker is solely dedicated to
providing mortgage financing to a borrower. A mortgage broker is usually
a small company dedicated to providing home financing for a specific
geographical location. A mortgage broker is not under contract nor obligated
to offer a specific product line to its borrowers. A mortgage broker
has relationships with various mortgage wholesalers who provide the funds
and products lines which are in turn made available to you.
Call Now 1-800-480-1560 or Apply
Online!
Why is this important to you?
Cost. Flexibility. Choices. Service.
A mortgage broker is compensated by the wholesaler--not you. This relationship
also allows the mortgage broker to shop and find the best product and
pricing to fit your financial needs. There are many wholesalers competing
for a mortgage broker’s business. This is a healthy competition
that translates into lower rates and costs which in turn means additional
savings for you. A mortgage broker also has the ability to be more flexible
in lending guidelines than a traditional lender is. Our wholesalers offer
a wide range of programs to include but not limited to: Stated and No
Verification loans, 100% financing, and products for credit challenged
borrowers to name a few.
With a wide range of products available, we firmly believe that we
can provide a home loan to almost anyone wishing to fulfill the American
Dream of homeownership. ClearView Mortgage, LLC is also is committed
to providing the best service in the business. Because we are a local
company, our reputation and vitality is based on the service we provide
you. You are not just a number to us.
At ClearView Mortgage we are committed to providing the BEST service
in the business. That is not just a promise--it is the
way we do business.
We do it one loan at a time.
Call Now 1-800-480-1560 or Apply
Online! |
